4Balance Fitness - Personal Training Studio in Upstate South Carolina

HSA / FSA ACCEPTED

INVEST IN YOUR HEALTH WITH PRE-TAX DOLLARS

HSA/FSA funds may be available for eligible clients through TrueMed. Personal training, custom meal plans, and recovery services may qualify only when a licensed clinician issues a Letter of Medical Necessity for a diagnosed condition, and only if your own plan administrator approves the expense. Any tax savings depend on your tax situation and how you contribute. This is not a guarantee of eligibility or savings. Consult your plan administrator or tax advisor.

SAVINGS VARY

NOT A GUARANTEE

Any tax savings depend on your tax situation and how you contribute. This is not a guarantee of eligibility or savings. Consult your plan administrator or tax advisor.

HOW IT WORKS

THREE SIMPLE STEPS

Getting approved to use your HSA or FSA at 4Balance Fitness takes just a few minutes

through our partner TrueMed.

01 GET QUALIFIED

Click the button below to visit TrueMed. You'll answer a few health-related questions and get matched with a licensed physician who can evaluate your eligibility. Approval is not guaranteed, and your own plan administrator has the final say.

02 RECEIVE YOUR LMN

If approved, TrueMed provides you with a Letter of Medical Necessity (LMN). This is the document that allows your HSA or FSA provider to reimburse you for qualifying health and fitness expenses.

03 PAY & GET REIMBURSED

Submit your 4Balance receipts and your LMN to your HSA or FSA provider for reimbursement. You can also switch your payments directly to your HSA debit card. TrueMed's support team can help with the process.

SEE IF YOU QUALIFY →

ELIGIBLE PLANS

WHAT QUALIFIES FOR HSA/FSA

4Balance training plans may qualify for HSA and FSA reimbursement when a licensed clinician issues a Letter of Medical Necessity for a diagnosed condition, and only if your own plan administrator approves the expense.

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PERSONAL TRAINING

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TRAIN TOGETHER

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FLEX TRAINING

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REMOTE TRAINING

NOT SURE WHAT HSA/FSA IS?

A QUICK BREAKDOWN

HEALTH SAVINGS ACCOUNT (HSA)

An HSA is a tax-advantaged savings account available to people with high-deductible health plans. You contribute pre-tax dollars, and the funds roll over year to year — they never expire. You can use your HSA debit card to pay for qualifying medical expenses, including personal training when prescribed by a physician through a Letter of Medical Necessity.

FLEXIBLE SPENDING ACCOUNT (FSA)

An FSA is an employer-sponsored benefit that lets you set aside pre-tax dollars for qualifying healthcare expenses. FSA funds typically must be used within the plan year — use it or lose it. Like an HSA, you can use your FSA for personal training and fitness services when you have a Letter of Medical Necessity from a licensed physician.

COMMON QUESTIONS

HSA/FSA FAQ

How do I know if I'm eligible?

Click the "See If You Qualify" button on this page. TrueMed will walk you through a short qualification process and connect you with a licensed physician. Approval is not guaranteed, and your own plan administrator has the final say.

What is a Letter of Medical Necessity (LMN)?

An LMN is a document from a licensed physician stating that a specific health service — like personal training — is medically necessary for your condition. This is what allows your HSA or FSA provider to approve reimbursement for fitness-related expenses. TrueMed handles the entire process for you.

Does this work with all 4Balance plans?

4Balance training plans may qualify, including Personal Training, Train Together, Flex Training, and Remote Training, only when a licensed clinician issues a Letter of Medical Necessity for a diagnosed condition, and only if your own plan administrator approves the expense. Open Gym (facility access only) typically does not qualify. Your plan administrator has the final say.

IS THERE A CONTRACT?

No. After completing the 6-Week Starter, Open Gym is month-to-month at $75. Cancel anytime.

How much can I save?

Any tax savings equal only the taxes you would otherwise have paid on that money, and they vary by person and by how you contribute. This is not a guarantee of eligibility or savings. Consult your plan administrator or tax advisor.

Can I pay directly with my HSA card?

Yes. Once you have your LMN, you can either submit receipts for reimbursement or switch your payments directly to your HSA debit card. TrueMed will provide instructions for both options.

Is there a cost to get qualified through TrueMed?

You only pay for your 4Balance membership. There is no extra fee for the LMN or the TrueMed approval process.

READY TO SAVE?

CHECK YOUR ELIGIBILITY NOW

It takes just a few minutes to start the TrueMed review. If you qualify, any tax savings depend on your tax situation and how you contribute. This is not a guarantee of eligibility or savings.